Consumer & Business Policies

Consumer Policies

Privacy Policy

All financial companies need to share some members’ personal information to run their everyday business. The privacy policy lists the reasons financial companies share their members’ personal information; the reasons WeStreet Federal Credit Union chooses to share; and whether you can limit this sharing.

View Policy

Truth in Savings

The Truth in Savings disclosure gives a clear and uniform display account functionality and features so that the consumer is able to make a meaningful comparison between potential accounts.

View Truth And Savings

Deposit Availability

This policy disclosure describes our policy for holding deposited items in a transactional account before funds are made available to you for withdrawal.

See Policy

Fee Schedule

Clear, transparent fees listed so that you can align your choices and your needs on accounts.

See Schedule

Rate Schedule

A clear chart that helps members determine their current dividend rate.

See Rates

Membership & Account

This agreement is an explanation of the rules that govern your account and account services with us.

See Agreement

Electronic Funds Transfer

This disclosure and agreement is an explanation of the rules that govern electronic account services that we provide to consumer accounts used for personal, family, and household purposes.

See Disclosure

ATM & Debit Overdraft

This is an Opt-in for Personal Accounts that authorizes and pays overdrafts on your ATM and everyday debit card transactions.

 

 

See Opt-in

Mobile Privacy Policy

There may be times when you are asked to provide information about
yourself that is personally identifiable (“Personal Information”).

See Policy

Report a Lost or Stolen Card

If your WeStreet credit or debit card is lost or stolen, find the appropriate number in our fraud center and call to report it right away.

Take Me to the Fraud Center

Business Policies

Business Member & Account

This agreement is an explanation of the rules that govern your business account and services with us.

View Agreement

Business Electronic Funds

This agreement is an explanation of the rules that govern electronic account services that we provide to consumer accounts used for business purposes.

View Agreement

Business Deposits

This disclosure outlines policies regarding the availability of business deposits.

View Policy

Business Account Disclosure

This disclosure covers business deposit accounts.

See Disclosure

Business Fee Schedule

View our business account fee schedule in a PDF printable format.

View Business Fee Schedule

Business Rate Schedule

View our business account rates in a PDF printable format.

View Business Rates

How To Send a Secure Message (Step by Step)

1. Log in to Online or Mobile Banking.
2. Choose the “Secure Email” tab.
3. Choose “Send New Message”.

Non-Member Policies

Account Agreement

Non-Member

This agreement is an explanation of the rules that govern your account and account services with us.

Review Non-Member Agreement

Truth In Savings

Non-Member

The Truth in Savings disclosure gives a clear and uniform display of account functionality and features so that the consumer is able to make a meaningful comparison between potential accounts.

View Non-Member Truth In Savings

Fee Schedule

Non-Member

Clear, transparent fees are listed so that you can align your choices and your needs on accounts.

Review Non-Member Fee Schedule

Electronic Funds Transfer

Non-Member

This disclosure and agreement is an explanation of the rules that govern electronic account services that we provide to consumer accounts used for personal, family, and household purposes.

See Non-Member Electronic Funds Agreement

Deposit Availability Policy

Non-Member

This policy disclosure describes our policy for holding deposited items in a transactional account before funds are made available to you for withdrawal.

View Non-Member Deposit Disclosure

Privacy Policy

Non-Member

The privacy policy lists the reasons financial companies share their personal information; the reasons WeStreet Federal Credit Union chooses to share; and whether you can limit this sharing.

View Non-Member Privacy Policy

How To Limit Sharing (Step by Step)

1. Through Online or Mobile Banking – Choose the “Secure Email” tab.
3. Choose “Send New Message”.
4. Choose the “Department” Dropdown Menu.
5. Select “Limit Sharing”.
6. Write a Message Confirming You’d like to limit sharing per the Privacy Policy.
7. Hit the “Send” Button.
8. A Member Service Specialist will contact you for any further information or guidance.