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July 25, 2023 Personal Account Services

Contactless Money Management Tips for Members

Managing your money from your phone, your computer, or even at ATMs is easier than ever before. Contactless payment methods make shopping, dining, and everyday living more convenient and quick. Let’s look at a few ways that WeStreet members can manage money on the go and with minimal person-to-person contact.

Manage Your Money without Close Contact

You can order groceries online, meals, and almost any retail item you can imagine. If you’re like most people, you probably do some banking online as well.

But did you know there’s more to banking online than checking your checking balance, making loan payments or transferring money between your accounts? You can use your online banking application for so much more.

Send Physical Checks with Bill Pay

The Bill Pay feature in WeStreet Online Banking allows you pay online bills and send physical checks to almost anyone without printing or mailing anything yourself.

You can even set up automatic recurring payments so that you don’t have to worry about remembering to pay next month. Whether you’re paying your electric company or the neighborhood kid who mows your lawn, Bill Pay makes it easier and saves you trips to the bank.

Deposit Checks with the Mobile Banking App

Instead of stopping at a branch or going out to an ATM, our WeStreet Mobile Banking app allows you to deposit checks from anywhere using your smartphone camera.

All you have to do is sign your check from home, and take a picture of the check as the mobile app prompts you to. Be sure to check the box on the back of the check that says mobile deposit.

You can also use the app to access Bill Pay, PopMoney, and more from your mobile device, meaning the app is for more then just depositing checks.

Bank at ATMs or ITMs

Banking at ATMs or Interactive Teller Machines (ITMs) allow you to perform a variety of transactions without having to go inside of a branch. Both allow you a drive-thru options at some locations that means you and the kids don’t even have to leave the car.

What Can I Do at an ATM?

  • Deposit Checks or Cash
  • Check Account Balances
  • Withdraw Cash
  • Change Your Debit Card PIN

What Can I Do at an ITM?

Our ITMs add an extra level of service by connecting you to a live person through video chat technology. You get the same service you would get inside of a branch, without having to step foot inside.

  • CashCash/Coin Withdrawals
  • Check/Cash Deposits
  • Check Cashing
  • Account Transfers
  • Balance Inquiries
  • Make PaymentsPay on Loans
  • Pay Credit Cards
  • Pay Mortgages

Use a Debit Card or Smartphone Instead of Cash

Using your debit card or a connected smartphone pay app like Apple Pay, Samsung Pay, or Google Pay will allow you to pay at stores without a wallet. This comes in handy if you have forgotten your wallet, or don’t want to have to run back out to the car to get it.

In order to use Apply Pay, Samsung Pay, or Google Pay, you will need to set it up instead of your “Wallet” app on your phone. Add in your card information, and once everything is connected your good to go!

At the checkout, just pull up your card on your wallet app, and follow the prompts on the screen to use your mobile device to check out.

Use Our P2P Solution

WeStreet offers a system called Pay A Person as an all-in-one person-to-person payment solution you can use through online and mobile banking. 

This means that you can pay a person directly online without having to use cash or a check. You never know, learning this may be helpful down the road when you need to pay someone but don’t have time to go to the ATM or bank.

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This article is for educational purposes only. WeStreet Credit Union makes no representations as to the accuracy, completeness, or specific suitability of any information presented. Information provided should not be relied on or interpreted as legal, tax or financial advice. Nor does the information directly relate to our products and/or services terms and conditions.