Grow your deposits on your terms.
- No Maintenance Fees
- Interest Compounds Quarterly
- Federally Insured Deposits
Enjoy effortless returns with WeStreet’s certificate options.
Choose the term and the deposit amount that works for you.
Reach Your Goals With Confidence
Whatever your goals, certificates have flexible terms to help you achieve them. Certificate options give you the ability to choose the length of your investment and the amount you want to invest.
Certificates are a great way to supplement your savings or save for a specific goal like a vacation.
Many investments come with risk, but with certificates, you can invest with confidence. Not only are your deposits federally insured to at least $250,000 by NCUA, but you are also guaranteed a set rate of return.
You can invest with confidence when you choose to open a certificate.
Certificates are a low-maintenance way to meet your savings goals.
With flexible terms and balance options for every budget, it’s an easy way to support your financial future.
WeStreet Federal Credit Union is federally insured to at least $250,000 by NCUA. Learn more.
E.1 The Annual Percentage Yield (APY) assumes that dividends are compounded and will remain in the account until maturity. A penalty for early withdrawal may be imposed. Fees could reduce earnings. Dividend Rate and APY are determined by term. If you have any questions or require current rate information on your accounts, please call the Credit Union at 800.256.5626 or 918.610.0200.
E.213-month Certificate will automatically renew into a 12-month Certificate after the term expires. All other terms will automatically renew after the term expires with the same term.
E.3At any time after the first seven days of receipt of your initial deposit you may request that the dividend rate on your applicable Certificate be changed to the dividend rate then offered by the Credit Union for the then-current Certificate of the same type and term as your original Certificate as long as you continue to maintain the minimum balance and meet the other requirements for this Certificate Account. The new dividend rate will apply to your then-current balance beginning no later than the first business day after we actually receive your rate change request, and will apply until your original account maturity date, which will not change. You may make your request for a dividend rate change over the telephone, by mail, by email, or in person. You are allowed a dividend rate change only once during each term or renewal term of a 24-month term Certificate and twice during each term or renewal term of a 48-month term Certificate. The Credit Union may honor the request for a dividend rate change by a joint account holder without first obtaining the consent of the other joint account holders. You agree to be bound by these terms and conditions which are in addition to the terms and conditions in our other Agreements with you.
Existing certificates may be redeemed with penalties to purchases BOOST Certificates but cannot be converted directly to a BOOST Certificate.