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Es Donde Perteneces
Descubre la Iniciativa Hispana de WeStreet: un espacio creado especialmente para ti. Nuestra página en español ofrece educación financiera y detalles sobre nuestros productos y servicios.
Discover WeStreet in Spanish: a space created especially for you. Our website in Spanish offers financial education and details about our products and services.
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Pay for Unexpected Expenses 
Renovate Your Home 
Plan a Big Event or Vacation 
One-time, Lump Sum Withdrawal
*Must be a member
Flexible Ongoing Access To Funds
*Must be a member
Using your equity can be an inexpensive way to borrow money.
It's your equity so use it however you need it - when you need it.
HELOANs and HELOCs have a relatively quick and simple application process.
A home equity line of credit (HELOC) is a low-cost way to pay for major expenses. This loan uses your home as collateral so you’re able to borrow money at a rate that’s lower than almost any other type of loan. Since it’s a line of credit, you have the flexibility to take as much or as little as you need throughout the life of the loan. Plus, you’ll only pay interest on the money you use.
About HELOC
A home equity loan, also known as a second mortgage, is a low-cost way to borrow money by leveraging the equity in your home. The loan is dispersed in one lump sum and you have a fixed repayment schedule.
learn moreG.2 During the draw period. The maximum total loan to value (“TLTV”) of the home is 100% for Home Equity Loan and 95% for HELOC. TLTV will be determined by the value of your home less the balance of the first mortgage. Rates and maximum TLTV are based on the borrower’s creditworthiness. Must be a member of WeStreet Credit Union to qualify for a HELOC or HELOAN. The minimum loan amount is $10,000. Must be owner-occupied residential property located in the State of Oklahoma. Program not available on a rental property manufactured or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if it’s available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. If you have any questions or require current rate information, please call WeStreet Federal Credit Union at 800.256.5626 or 918.610.0200.