Personal Checking

Spend With Confidence

Bank Your Way

  • check solid white Customized Alerts + Budgeting Tools
  • check solid white Thousands of Surcharge-Free ATMs
  • check solid white Free Online and Mobile Banking

Which Option Fits Your Needs?

Free Checking

  • No Minimum Balance
  • Free Credit Score & Monitoring
  • Cash Back Rewards
  • Free Debit Card
  • No Monthly Service Fee With E-Statements B.7
  • Overdraft ServicesB.3
Learn More About Free Open a Free Account
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Rewards Checking

All Free Checking Features

  • WeStreet Rewards App Exclusive Access
  • Up To $1,200 Cell Phone Protection
  • Local & National Discounts
  • ID Theft Aid
  • Roadside Assistance
  • $6 Monthly Service Fee
    (Eligible For $2/Month Discount) B.5
Learn More About Rewards Open a Rewards Account
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Interest Rewards Checking

All Free Checking & Rewards Checking Features

  • Earn More With Dividends
  • Eligible For A Discount On Fixed Loans
  • $8 Monthly Service Fee
    (Waived Fee With Combined Balance Of $5,000+) B.6
Open an Interest Account

Teen Checking

  • Ages 13 – 21
  • Parents Can Monitor Accounts Online
  • Earns Dividends
  • In-Branch Financial Education Available
  • No Monthly Service Fee With Estatements B.7
Open a Teen Account

New Beginnings Checking

  • Designed To Help Build (Or Rebuild) Credit
  • Graduate To Free Checking After 12 Months B.4
  • $10 Monthly Service Fee
Open a New Beginnings
“In my experience, the credit union sees you, treats you, greets you as a person. WeStreet helped me by becoming a financial partner in my life.”

– Eddie Quezada, member 

Checking Protection
Spend your money with confidence.

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Federally Insured By NCUA

Added security on deposits to ensure you don’t lose money.

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Account Alerts

Receive custom, real-time alerts. Log in to Online Banking and choose "Alerts" to get started.

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Overdraft Protection

Avoid costly fees with three options for overdraft protection.

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Early Payday

Get access to your direct deposit up to two days earlier with early direct depositED.

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Up to 0.15% Annual Percentage Yield (APY) on Interest Rewards Checking.

See All Checking Rates

Two Ways to Get Rewarded

Cash Back Rewards

Earn more when you use your WeStreet debit card. Take advantage of personalized offers designed to help you earn cash back for shopping at the retailers you already use. Activate your rewards through WeStreet Online and Mobile Banking.

Learn More
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Checking Rewards

Rewards Checking and Interest Rewards Checking account holders get exclusive access to Checking Rewards by BaZing! through the WeStreet online and mobile banking. Designed to save you money and provide extra protection – cell phone protection, identity theft aid, travel accidental death insurance, and roadside assistance.

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Free Visa® Debit Card

Choose from dozens of options to personalize your card.

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WeStreet Federal Credit Union is federally insured to at least $250,000 by NCUA. Learn more.

A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. B.3Courtesy Pay is a discretionary overdraft service available on eligible checking accounts and is not a right or obligation. Courtesy Pay applies to a variety of transactions including checks and other transactions made using your checking account number, in-person transactions, bill payments, ATM and debit card transactions and other electronic means. However, we will not include ATM and everyday debit card transactions within Courtesy Pay without first receiving your affirmative consent to do so. Courtesy Pay is offered in anticipation that you will be making an immediate deposit to bring your account positive. You may opt-out of the service at any time including the optional affirmative consent for ATM and Debit card transactions. We reserve the right to refuse to provide this service at any time or from time to time on any account without notice. Courtesy Pay/Overdraft Fee is $30.00 per item and may be waived for transactions resulting in a negative balance of $5.00 or less.

B.4To Graduate to Free Checking After 12 Months, all accounts must be in good standing.B.5$6.00 monthly fee for Rewards Checking. Complete 20 debit card transactions per month to receive $2 off the monthly fee. $25 minimum opening deposit.B.6$8.00 monthly fee for Interest Rewards Checking. You must maintain a minimum combined average monthly balance of $,5,000.00 to avoid a monthly service charge. The combined average monthly balance includes the balances in the Primary Savings account, checking accounts, money markets, and Special 4 accounts under this member number. If, during any month, your combined average monthly balance falls below the minimum, your account will be subject to a monthly service charge of $8.00 for that month. You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed APY. B.7$2 per month fee if receiving paper statements – waived if on e-StatementsS.1This offer applies only to the qualified loan. Skip-A-Pay is not offered on mortgages or open-end credit including credit cards and NuPals. “You” or “your” means any borrower signed on the loan. You understand that interest will continue to accrue on your outstanding balance during this time and the term of your loan may be extended. An extension of loan terms may not extend Guaranteed Auto Protection (“GAP”), accident, life, disability or other insurance or warranty coverage. Such policies may be nullified by taking advantage of this offer. Please refer to your policy or contract for information.

Participating merchants on BaZing Rewards are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. BaZing Rewards including, but not limited to, the Rewards app discounts and deals, cell phone protection, roadside assistance, personal identity theft benefit, health savings discounts, and travel accidental death insurance are not products, obligations, or guaranteed by the credit union, its affiliates, or any governmental agency. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions. Available on Rewards Checking and Interest Rewards Checking. Cell phone protection and personal identity protection are subject to additional terms and conditions. Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

EDSubject to employer and/or payer terms and conditions. First service will generally post payroll direct deposit on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.