Personal Checking
Spend With Confidence
- Customized Alerts + Budgeting Tools
- Thousands of Surcharge-Free ATMs
- Free Online and Mobile Banking
Which Option Fits Your Needs?
Free Checking
- No Minimum Balance
- Free Credit Score & Monitoring
- Cash Back Rewards
- Free Debit Card
- No Monthly Service Fee With E-Statements B.7
- Overdraft ServicesB.3
Rewards Checking
All Free Checking Features
- WeStreet Rewards App Exclusive Access
- Up To $1,200 Cell Phone Protection
- Local & National Discounts
- ID Theft Aid
- Roadside Assistance
- $6 Monthly Service Fee
(Eligible For $2/Month Discount) B.5
Interest Rewards Checking
All Free Checking & Rewards Checking Features
- Earn More With Dividends
- Eligible For A Discount On Fixed Loans
- $8 Monthly Service Fee
(Waived Fee With Combined Balance Of $5,000+) B.6
Teen Checking
- Ages 13 – 21
- Parents Can Monitor Accounts Online
- Earns Dividends
- In-Branch Financial Education Available
- No Monthly Service Fee With Estatements B.7
New Beginnings Checking
- Designed To Help Build (Or Rebuild) Credit
- Graduate To Free Checking After 12 Months B.4
- $10 Monthly Service Fee
“In my experience, the credit union sees you, treats you, greets you as a person. WeStreet helped me by becoming a financial partner in my life.”
– Eddie Quezada, member
Checking Protection
Spend your money with confidence.
Account Alerts
Receive custom, real-time alerts. Log in to Online Banking and choose "Alerts" to get started.
Overdraft Protection
Avoid costly fees with three options for overdraft protection.
Early Payday
Get access to your direct deposit up to two days earlier with early direct depositED.
0.15%
Up to 0.15% Annual Percentage Yield (APY) on Interest Rewards Checking.
Two Ways to Get Rewarded
Cash Back Rewards
Earn more when you use your WeStreet debit card. Take advantage of personalized offers designed to help you earn cash back for shopping at the retailers you already use. Activate your rewards through WeStreet Online and Mobile Banking.
Learn MoreChecking Rewards
Rewards Checking and Interest Rewards Checking account holders get exclusive access to Checking Rewards by BaZing! through the WeStreet online and mobile banking. Designed to save you money and provide extra protection – cell phone protection, identity theft aid, travel accidental death insurance, and roadside assistance.
Show Me The RewardsFree Visa® Debit Card
Choose from dozens of options to personalize your card.
So, what do you want to do next?
WeStreet Federal Credit Union is federally insured to at least $250,000 by NCUA. Learn more.
A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. B.3Courtesy Pay is a discretionary overdraft service available on eligible checking accounts and is not a right or obligation. Courtesy Pay applies to a variety of transactions including checks and other transactions made using your checking account number, in-person transactions, bill payments, ATM and debit card transactions and other electronic means. However, we will not include ATM and everyday debit card transactions within Courtesy Pay without first receiving your affirmative consent to do so. Courtesy Pay is offered in anticipation that you will be making an immediate deposit to bring your account positive. You may opt-out of the service at any time including the optional affirmative consent for ATM and Debit card transactions. We reserve the right to refuse to provide this service at any time or from time to time on any account without notice. Courtesy Pay/Overdraft Fee is $30.00 per item and may be waived for transactions resulting in a negative balance of $5.00 or less.
B.4To Graduate to Free Checking After 12 Months, all accounts must be in good standing.B.5$6.00 monthly fee for Rewards Checking. Complete 20 debit card transactions per month to receive $2 off the monthly fee. $25 minimum opening deposit.B.6$8.00 monthly fee for Interest Rewards Checking. You must maintain a minimum combined average monthly balance of $,5,000.00 to avoid a monthly service charge. The combined average monthly balance includes the balances in the Primary Savings account, checking accounts, money markets, and Special 4 accounts under this member number. If, during any month, your combined average monthly balance falls below the minimum, your account will be subject to a monthly service charge of $8.00 for that month. You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed APY. B.7$2 per month fee if receiving paper statements – waived if on e-StatementsS.1This offer applies only to the qualified loan. Skip-A-Pay is not offered on mortgages or open-end credit including credit cards and NuPals. “You” or “your” means any borrower signed on the loan. You understand that interest will continue to accrue on your outstanding balance during this time and the term of your loan may be extended. An extension of loan terms may not extend Guaranteed Auto Protection (“GAP”), accident, life, disability or other insurance or warranty coverage. Such policies may be nullified by taking advantage of this offer. Please refer to your policy or contract for information.
Participating merchants on BaZing Rewards are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. BaZing Rewards including, but not limited to, the Rewards app discounts and deals, cell phone protection, roadside assistance, personal identity theft benefit, health savings discounts, and travel accidental death insurance are not products, obligations, or guaranteed by the credit union, its affiliates, or any governmental agency. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions. Available on Rewards Checking and Interest Rewards Checking. Cell phone protection and personal identity protection are subject to additional terms and conditions. Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
EDSubject to employer and/or payer terms and conditions. First service will generally post payroll direct deposit on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.