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Fund Life’s Big Moments

What is a HELOC?

A home equity line of credit (HELOC) is a low-cost way to pay for major expenses. This loan is a line of credit that uses your home as collateral so you can borrow as much or as little as you want when you need it. Plus, you’ll only pay interest on the money you use.

What is a HELOC?

Multiple uses for a HELOC

  • Home Renovations
  • Vacations
  • Wedding Costs
  • Medical Bills
  • College Tuition
  • Finance a Business Venture
  • Unexpected Expenses
  • And More
10 Things You Can Do With A HELOC

The Perks of a HELOC

  • Ongoing Access To Approved FundsG.2
  • Use Only What You Need
  • Interest-Only PaymentG.2
  • Closing Costs May Be Covered
  • No Minimum Draw
  • Up to 95% financing
Is a HELOC right for me?
“When the electric on my 1920’s cottage-style home needed an unexpected complete rewiring, I was able to take out a HELOC to cover the expenses and was able to update my plumbing a few months later without going through the hassle of applying for another loan.”

Allica B. – WeStreet Member

Where Will HELOC Take You?

The options are endless when you unlock the equity in your home with a HELOC.

Here’s how to get started:


Complete Your Application


Verify Your Income


Get Your Home Appraised



Unlock your home’s equity to pay for major purchases or expenses.

What is a HELOC?

G.2During the draw period.The maximum loan to value (“LTV”) of the home is 95% and will be determined by the value of your home less the balance of the first mortgage. Rates and maximum LTV are based on borrow’s creditworthiness. The minimum loan amount is $10,000. Rates on adjustable-rate mortgages may increase after consummation. Must be owner-occupied residential property located in the State of Oklahoma. Program not available on a rental property manufactured or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if it’s available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. If you have any questions or require current rate information, please call the WeStreet Federal Credit Union at 800.256.5626 or 918.610.0200.