Create Your Future With HELOC

Home Equity Line of Credit

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What is a HELOC?

A home equity line of credit (HELOC) is a low-cost way to pay for major expenses. This loan is a line of credit that uses your home as collateral so you can borrow as much or as little as you want when you need it.

Plus, you’ll only pay interest on the money you use.

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Where Will HELOC Take You?

The options are endless when you unlock the equity in your home with a HELOC. Here’s how to get started:

Start Your Application

Start your application by stopping by your local WeStreet branch, or online right here.  

Verify Your Income

You will need to provide documents to verify your income. These may include but are not limited to: pay stubs, W-2 forms, 1099 forms, and tax returns.

Have Your Home Appraised

Since your home is used as collateral for a HELOC, you will need to have your home appraised during the application process.

Application Closing

Finalize your HELOC application. Once this is finished, you'll have access to your funds to create your future with HELOC!

“When the electric on my 1920’s cottage-style home needed an unexpected complete rewiring, I was able to take out a HELOC to cover the expenses and was able to update my plumbing a few months later without going through the hassle of applying for another loan.”

Allica B. – WeStreet Member

Learn About HELOC

How to use a HELOC

  • Home Renovations
  • Emergency Fund
  • Unexpected Expenses
  • College Tuition
  • Wedding Costs
  • Medical Bills
  • Finance a Business Venture
  • Vacation
  • And More
10 Things You Can Do With A HELOC

HELOC vs Home Equity Loan

A HELOC functions more closely to a credit card than a traditional loan. It provides more flexibility than a home equity loan by allowing you to borrow only what you need.

HELOC vs. Home Equity Loan: What is the Difference?

The Perks of a HELOC

  • Ongoing Access To Approved FundsG.2
  • Use Only What You Need
  • Interest-Only PaymentG.2
  • Closing Costs May Be Covered
  • No Minimum Draw
  • Up to 95% financing
Is a HELOC right for me?

Access your home’s equity to fund your future

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Terms & Conditions

G.2During the draw period.The maximum loan to value (“LTV”) of the home is 95% and will be determined by the value of your home less the balance of the first mortgage. Rates and maximum LTV are based on borrow’s creditworthiness. The minimum loan amount is $10,000. Rates on adjustable-rate mortgages may increase after consummation. Must be owner-occupied residential property located in the State of Oklahoma. Program not available on a rental property manufactured or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if it’s available.

We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility.

All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice. If you have any questions or require current rate information, please call the WeStreet Federal Credit Union at 800.256.5626 or 918.610.0200.

Federally Insured by NCUA. Equal Housing Lender.