Consumer Policies
Privacy Policy
All financial companies need to share some members’ personal information to run their everyday business. The privacy policy lists the reasons financial companies share their members’ personal information; the reasons WeStreet Federal Credit Union chooses to share; and whether you can limit this sharing.
Truth in Savings
The Truth in Savings disclosure gives a clear and uniform display account functionality and features so that the consumer is able to make a meaningful comparison between potential accounts.
Deposit Availability
This policy disclosure describes our policy for holding deposited items in a transactional account before funds are made available to you for withdrawal.
Fee Schedule
Clear, transparent fees listed so that you can align your choices and your needs on accounts.
Rate Schedule
A clear chart that helps members determine their current dividend rate.
Membership & Account
This agreement is an explanation of the rules that govern your account and account services with us.
Electronic Funds Transfer
This disclosure and agreement is an explanation of the rules that govern electronic account services that we provide to consumer accounts used for personal, family, and household purposes.
ATM & Debit Overdraft
This is an Opt-in for Personal Accounts that authorizes and pays overdrafts on your ATM and everyday debit card transactions.
Mobile Privacy Policy
There may be times when you are asked to provide information about
yourself that is personally identifiable (“Personal Information”).
Report a Lost or Stolen Card
If your WeStreet credit or debit card is lost or stolen, find the appropriate number in our fraud center and call to report it right away.
Business Policies
Business Member & Account
This agreement is an explanation of the rules that govern your business account and services with us.
Business Electronic Funds
This agreement is an explanation of the rules that govern electronic account services that we provide to consumer accounts used for business purposes.
Business Deposits
This disclosure outlines policies regarding the availability of business deposits.
Business Account Disclosure
This disclosure covers business deposit accounts.
Business Fee Schedule
View our business account fee schedule in a PDF printable format.
Business Rate Schedule
View our business account rates in a PDF printable format.
How To Send a Secure Message (Step by Step)
1. Log in to Online or Mobile Banking.
2. Choose the “Secure Email” tab.
3. Choose “Send New Message”.
Non-Member Policies
Account Agreement
Non-Member
This agreement is an explanation of the rules that govern your account and account services with us.
Truth In Savings
Non-Member
The Truth in Savings disclosure gives a clear and uniform display of account functionality and features so that the consumer is able to make a meaningful comparison between potential accounts.
Fee Schedule
Non-Member
Clear, transparent fees are listed so that you can align your choices and your needs on accounts.
Electronic Funds Transfer
Non-Member
This disclosure and agreement is an explanation of the rules that govern electronic account services that we provide to consumer accounts used for personal, family, and household purposes.
Deposit Availability Policy
Non-Member
This policy disclosure describes our policy for holding deposited items in a transactional account before funds are made available to you for withdrawal.
Privacy Policy
Non-Member
The privacy policy lists the reasons financial companies share their personal information; the reasons WeStreet Federal Credit Union chooses to share; and whether you can limit this sharing.
How To Limit Sharing (Step by Step)
1. Through Online or Mobile Banking – Choose the “Secure Email” tab.
3. Choose “Send New Message”.
4. Choose the “Department” Dropdown Menu.
5. Select “Limit Sharing”.
6. Write a Message Confirming You’d like to limit sharing per the Privacy Policy.
7. Hit the “Send” Button.
8. A Member Service Specialist will contact you for any further information or guidance.