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The Annual Meeting of The Membership will be held on Tuesday, April 23, 2024, at 5:00 p.m. CST.

December 08, 2022 Security

Holiday Scams & How To Protect Yourself

Tis the season to be jolly! And for the grinch-spirited scammers to target holiday shoppers. Protect yourself by learning the most common holiday scams taking place this time of year, and practice caution whenever you shop this season.

Phishing Emails

Always popular, phishing scams get even more prevalent before the holidays. They can be bogus delivery confirmation requests seeking your information or even a personalized letter to your child from “Santa.”

Be extra careful this holiday season when opening emails from senders you don’t know. If the scam attempts to impersonate a business, contact the business directly to verify.

Fake Charities

Sadly, many scammers will capitalize on the goodwill that flourishes this time of year by asking you to make a donation to a charity that does not actually exist.

Verify the authenticity of any charity you’d like to make a contribution to by checking it out on a website like CharityNavigator.org. Also, it’s best to contact a charity on your own instead of following a website or email link.

Package Theft

It’s holiday time, and those UPS and FedEx trucks are everywhere, dropping off boxes of goodies all over the neighborhood.

Usually, these drop-offs go as planned. Unfortunately, though, some 23 million customers will have their packages stolen from their doorsteps this year.

Don’t be one of them! If possible, and especially when ordering something expensive, arrange for a delivery that requires your signature upon receipt. Otherwise, track your order and know when to look out for it so you can bring it inside as quickly as possible after it’s dropped off.

When sending a gift to someone else via Amazon, consider sending it to an Amazon Locker location instead of to the recipient’s household. There’s no fee for using this service, and this way, your gift is safe.

Bogus Sites

You might get lucky and find that perfect gift at a super-low price, but don’t believe any ads or websites that are practically giving away the good stuff for free. These are, quite likely, scams.

Once you click an ad link and place an order, you’ll never hear from the site again. Worse yet, they may use the information you shared to empty your accounts.

Only shop on reputable sites. Remember to check the website address/URL before placing an order. It may look strikingly similar to a popular site, but if one letter is off or missing completely, the site is bogus, and you need to get out.

Also, always look for the important “s” after the “http” in the web address to verify a site’s security.

Fake Freebies

Did you really just see a Facebook post offering you a new iPhone completely free of charge? If you have, run the other way and don’t look back! You’re looking at a scam designed to lure you into sharing your information with criminals or unwittingly installing malware on your device.

Fake freebies run the gamut from new phones, complimentary cruises, and various luxury gift items to free holiday-themed downloads, like music, wallpaper, and games.

If you’re offered any outrageous free gifts by text message, email, or social media posts, ignore them. Downloads, though, maybe safe but need to be carefully vetted for authenticity before you accept them.

Fraudulent Gift Cards

Many scammers sell expired or empty gift cards this time of year, hoping to make a profit on a card that isn’t worth more than the plastic used to make it.

Ask to inspect any gift card you purchase before you finalize the sale. Check to see if the activation code is exposed. If it is, the scammer has probably already used the card or has copied the information and will use it soon.

Temporary Jobs Holiday Scam

Many businesses hire extra hands to get them through the busy holiday season. Don’t get stuck working for criminals!

Many scammers will pose as employees of recognized businesses and post help-wanted ads on social media platforms and popular websites.

When job seekers follow the links in these ads, they are directed to a bogus site that looks just like the site of the company the scammer claims to represent. They’ll be asked to share personal information to submit an application. The scammer will then make off with this information, and the promised job will never materialize.

If you’re looking for a seasonal job, apply directly on a business’s website. Do not follow any links.

How to Avoid Holiday Scams

Follow these tips to keep your shopping free of scams:

  • Don’t open links in emails sent from unverified contacts.
  • Never allow a stranger access to your device and accounts.
  • Don’t share sensitive information on the phone or online with an unknown contact.
  • If contacted by an alleged representative of Amazon or another large company about an issue with your account, hang up and check your account to see if a problem is actually present.
  • Always keep the privacy and spam settings on your computer and mobile devices at their strongest settings.
  • If you have an issue with an ordered item, contact the retailer directly through their site and not through a pop-up ad appearing to represent them. Likewise, it’s a good idea not to click through to “support links” that are posted on troubleshooting forums, as they may not be to legitimate service sites.
  • Only purchase items from reputable sellers. When shopping on a new site, look for a physical address, a customer service number, and copy free of spelling errors and typos.

As always, be aware and cautious when enjoying the holiday season. Don’t get grinched! Stay alert and use caution to keep your money — and your information — safe.