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Descubre la Iniciativa Hispana de WeStreet: un espacio creado especialmente para ti. Nuestra página en español ofrece educación financiera y detalles sobre nuestros productos y servicios.
Discover WeStreet in Spanish: a space created especially for you. Our website in Spanish offers financial education and details about our products and services.
westreet españolGuided Investing is an automated investment tool that recommends and manages a portfolio based on your risk tolerance, financial goals, and preferences. It uses automated monitoring to rebalance your portfolio on a quarterly basis.
Once your risk tolerance is determined, Guided Investing recommends a diversified portfolio designed to align with your goals. The portfolios are built using a mix of low cost ETF’s that span across multiple asset classes, such as equities and bonds, to balance risk and potential returns based on your investor profile.
Your portfolio is automatically rebalanced once per quarter to ensure it stays aligned with the target asset allocation in the selected portfolio. Over time, market fluctuations can cause certain assets to become overweight or underweight in your portfolio. Quarterly rebalancing adjusts your holdings in an effort to maintain your intended risk level. If you deposit additional funds between rebalancing periods, the system will allocate them according to the asset allocation in the selected portfolio without triggering a full rebalance. However, during the next scheduled quarterly rebalance, your asset mix may be adjusted to reflect any market shifts or changes to your investment strategy.
Guided Investing automatically executes trades on your behalf in response to deposits and withdrawals. In addition, we will buy and sell assets to keep your portfolio aligned with your target allocation (rebalancing), as described below.
While Guided Investing recommends an optimized portfolio for you, some customization options may be available, such as choosing socially responsible investments or adjusting your risk tolerance over time. In addition, you may place restrictions on the portfolio by removing particular securities from the portfolio.
Once your risk tolerance is determined, Guided Investing recommends a diversified portfolio designed to align with your goals. The portfolios are built using a mix of low cost ETF’s that span across multiple asset classes, such as equities and bonds, to balance risk and potential returns based on your investor profile.
While Guided Investing recommends an optimized portfolio for you, some customization options may be available, such as choosing socially responsible investments or adjusting your risk tolerance over time. In addition, you may place restrictions on the portfolio by removing particular securities from the portfolio.
Your investments are held with a qualified custodian, RQD* Clearing, LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. However, as with any investment, there is no guarantee of returns, and your portfolio is subject to market risks.
To get started, you simply need to answer a few questions about your financial goals and risk tolerance. Once your profile is set up, the system will recommend and manage your portfolio automatically.
Your risk tolerance is assessed based on factors such as your financial goals, investment timeline, income, savings, and responses to questions about how you handle market fluctuations. We use this information to assign you a risk score that guides our portfolio recommendation.
Guided Investing automatically executes trades on your behalf in response to deposits and withdrawals. In addition, we will buy and sell assets to keep your portfolio aligned with your target allocation (rebalancing), as described below.
Your portfolio is automatically rebalanced once per quarter to ensure it stays aligned with the target asset allocation in the selected portfolio. Over time, market fluctuations can cause certain assets to become overweight or underweight in your portfolio.
Quarterly rebalancing adjusts your holdings in an effort to maintain your intended risk level. If you deposit additional funds between rebalancing periods, the system will allocate them according to the asset allocation in the selected portfolio without triggering a full rebalance. However, during the next scheduled quarterly rebalance, your asset mix may be adjusted to reflect any market shifts or changes to your investment strategy.
“Robo investing” advisors typically charge a subscription fee or an advisory fee based on a percentage of your invested assets. Third-party fees, such as fund expense ratios, may apply depending on the specific investments within your portfolio.
If your financial situation, investment goals, or risk tolerance change, it’s important to update your investor profile to ensure your portfolio remains aligned with your needs. Based on your updated information, we may recommend a new asset allocation or portfolio strategy during the next quarterly rebalance.
To retake your Risk Tolerance Questionnaire, please click on the Guided Investing account card on your homepage, then select “Retake Questionnaire” to submit your updated responses. Please note: this can only be done prior to making a deposit into your Guided Investing portfolio.
You can contact AdvisiFi by phone 888-983-2897 or by email [email protected]