Our core banking system will receive a scheduled upgrade starting Saturday, July 12 at 8 PM until Sunday, July 13 at 4 AM. This will result in downtime for Online and Mobile Banking and Joy the Virtual Teller. We apologize for the inconvenience.

January 26, 2021 Mortgage

Mortgage Pre-Approval Checklist

Written by:
Erin Frizell
Reviewed by:

Deciding to purchase a home is an exciting and important experience in anyones life. Collecting the proper information you’ll need before you apply will prepare you for your home buying journey. Here is a checklist of information and documentation to equip you with what you’ll need to process your pre-approval.

Primary Borrower Information

  • First and last name
  • Birth date
  • Monthly income* and length of employment
  • Social security number
  • Phone number
  • Present address and length at address
  • Employment information
  • List of assets
  • List of liabilities
  • Co-borrower information (if applicable)
  • Cost for appraisal (approximately $575)

*Commission, tips, overtime and other non-regulated income cannot be counted towards monthly income if length of employment is less than two years.

This article is for educational purposes only. WeStreet Credit Union makes no representations as to the accuracy, completeness, or specific suitability of any information presented. Information provided should not be relied on or interpreted as legal, tax or financial advice. Nor does the information directly relate to our products and/or services terms and conditions.

Equal Housing Lender