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First Home Mortgage

Own It - You Do You, We’ve Got The Rest

No Down Payment

Buy a home sooner. Most mortgages require at least a 5% down payment, but there’s no down payment needed with First Home Mortgage.

No PMI

Save thousands over the life of your loan. First Home Buyers don’t have to pay for Private Mortgage Insurance (PMI).

Low Fixed Rate

WeStreet’s competitive interest rates and multiple term options put you in control of how quickly you pay down your interest and build equity.

You’re Ready, It’s Time To Get Started.

From application to closing, your loan officer is by your side. Scroll to select A Mortgage Loan Officer.

Select One For Me, I'm Ready To Get Started

Select Your Mortgage Loan Officer

Debra Salazar

Senior Mortgage Loan Officer
918.921.2634

NMLS#1566907

Apply with Debra

Blake Thomas

Senior Mortgage Loan Officer
918.344.5900

NMLS#492177

Apply with Blake

Zach Ackley

Senior Mortgage Loan Officer
918.510.5612

NMLS#878992

Apply with Zach

Don't know which Mortgage Loan Officer to choose?

That’s ok, we can help you find the best fit.

Apply without Choosing a MLO

Own It! You Do You. We’ve Got The Rest.

From pre-approval to inspections to closing, we are with you every step of the way.

See Pre-Approval Checklist

Why Should I Get Pre-Approved?

It’s smart to get pre-approved before you start house hunting.

Pre-Approval Can Help You:

1

Set Your Price Range

2

Make An Offer Quickly

3

Show You Are A Serious Buyer

4

Stand Out In a Competitive Market

 

 WeStreet Federal Credit Union.

The displayed Annual Percentage Rate (APR) for “Adjustable Mortgages” assumes a loan amount of $150,000.00 and reflects the interest rate, approximate cost of prepaid finance charges, and any origination charge if applicable, but does not include other closing costs. The rate may be based on creditworthiness, loan to value of the collateral, and term of the loan. Rates provided are based on current market rates and are informational only. Rates on adjustable mortgages may increase after consummation. Example payments per $1,000 are for the stated term. Payment amounts are estimated and include only principal and interest amounts. Actual payments may be higher and may include taxes and insurance premiums, if applicable. Primary residence and second home mortgages are available for first position mortgages. Must be owner-occupied residential property located in the State of Oklahoma. Mortgages are not available on rental property manufactured homes or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if it’s available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility. On Adjustable-rate mortgages with terms of 15 years or less, the first adjustment and all subsequent adjustments are capped at 1% per adjustment.  The maximum increase over the life of the loan is 4%. On Adjustable-rate mortgages with terms of 15 years or greater, the first adjustment and all subsequent adjustments are capped at 1% per adjustment. The maximum increase over the life of the loan is 6%.

First Home Mortgage program maximum loan amount is $300,000. First home buyers must not have owned real property in the last three years. If you have any questions or require current rate information, please call the Credit Union at 800.256.5626 or 918.610.0200. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice.