WeStreet Federal Credit Union is federally insured to at least $250,000 by NCUA. Learn more.

*Account Credit Offer Information: In order to qualify, a Primary Savings account must be established with a $5.00 opening deposit, in conjunction with a checking account requiring a $25.00 opening deposit. All accounts must be funded within 24 hours of opening to receive the promotional credit. Promotional offer valid for qualifying accounts opened online starting August 12^th, 2023- August 18^th, 2023.  Promotional offers are not available to existing members. Promotional offers are not available to those whose WeStreet accounts have been previously closed at any time with a negative balance. Promotional offers are subject to change without notice and are not available with other promotional offers. Must use code ORU30 at the time of account opening in order to receive account credit. Accounts must be open and in good standing for 30 days before the account credit will be deposited.

**Official rules for Money Machine participation can be found at westreet.org/money-machine

^A.1Rates are variable and may change after the account is opened. Fees could reduce earnings. ^B.3Courtesy Pay is a discretionary overdraft service available on eligible checking accounts and is not a right or obligation. Courtesy Pay applies to a variety of transactions including checks and other transactions made using your checking account number, in-person transactions, bill payments, ATM and debit card transactions and other electronic means. However, we will not include ATM and everyday debit card transactions within Courtesy Pay without first receiving your affirmative consent to do so. Courtesy Pay is offered in anticipation that you will be making an immediate deposit to bring your account positive. You may opt-out of the service at any time including the optional affirmative consent for ATM and Debit card transactions. We reserve the right to refuse to provide this service at any time or from time to time on any account without notice. Courtesy Pay/Overdraft Fee is $30.00 per item and may be waived for transactions resulting in a negative balance of $5.00 or less.

^B.4To Graduate to Free Checking After 12 Months, all accounts must be in good standing.^B.5$6.00 monthly fee for Rewards Checking. Complete 20 debit card transactions per month to receive $2 off the monthly fee. $25 minimum opening deposit.^B.6$8.00 monthly fee for Interest Rewards Checking. You must maintain a minimum combined average monthly balance of $,5,000.00 to avoid a monthly service charge. The combined average monthly balance includes the balances in the Primary Savings account, checking accounts, money markets, and Special 4 accounts under this member number. If, during any month, your combined average monthly balance falls below the minimum, your account will be subject to a monthly service charge of $8.00 for that month. You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed APY. ^B.7$2 per month fee if receiving paper statements – waived if on e-Statements^S.1This offer applies only to the qualified loan. Skip-A-Pay is not offered on mortgages or open-end credit including credit cards and NuPals. “You” or “your” means any borrower signed on the loan. You understand that interest will continue to accrue on your outstanding balance during this time and the term of your loan may be extended. An extension of loan terms may not extend Guaranteed Auto Protection (“GAP”), accident, life, disability or other insurance or warranty coverage. Such policies may be nullified by taking advantage of this offer. Please refer to your policy or contract for information.

Participating merchants on BaZing Rewards are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. BaZing Rewards including, but not limited to, the Rewards app discounts and deals, cell phone protection, roadside assistance, personal identity theft benefit, health savings discounts, and travel accidental death insurance are not products, obligations, or guaranteed by the credit union, its affiliates, or any governmental agency. Cell phone protection, personal identity theft benefit, and buyer’s protection and extended warranty are subject to additional terms and conditions. Available on Rewards Checking and Interest Rewards Checking. Cell phone protection and personal identity protection are subject to additional terms and conditions. Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

^EDSubject to employer and/or payer terms and conditions. First service will generally post payroll direct deposit on the day they are received, which may be up to two days earlier than the scheduled posting date. Other exceptions may apply.