Financial Flexibility When You Need It 

Written by:

Baylor Cox

Reviewed by:

• Jean Hopkins

We know that during periods like the current federal furlough, many families may be facing financial We know that during periods like the current federal furlough, many families may be facing financial uncertainty. At WeStreet, we believe in standing together and supporting one another, especially during challenging times. 

Skip-a-Pay 

You can defer up to two months of qualified loan payments per year to free up funds if needed. As long as you are in good financial standing and have no missed payments in the last six months, you qualify. An unexpected expense can wreck your budget, with Skip-a-Pay you can give yourself some breathing room. 

FastCash 

You can obtain a short-term loan to help you cover unexpected cash needs in under a minute, FastCash indeed! No credit check is required as approval is based on your relationship with WeStreet. Applications are performed directly through Online Banking or the WeStreet app. 

NuPal 

A pre-approved line of credit that you can use as overdraft protection or as a personal line of credit. There are two ways to access funds from your NuPal line of credit: by making a cash withdrawal from the teller line at a branch, or by writing a check from your account. You can pay off your NuPal balance all at once or in the form of monthly payments according to the payment schedule. 

Debt Consolidation Loans 

Consolidating your debt with a single loan simplifies your debt payments into a single monthly payment and may even lower your overall interest rate. With several personal loan options to choose from, we have one that meets your needs.  

Credit Cards 

Consolidate your debts onto a WeStreet credit card to make it easier to keep track of your debts. Utilizing a credit card also allows you to begin building credit history, which is an important part of qualifying for loans.