Core Banking Conversion

Is Now Complete

Ongoing Updates

4:00 p.m. CST (June 13, 2024)

Fash Cash is now available.

4:00 p.m. CST (June 13, 2024)

Online Account Opening Application is now available.

4:00 p.m. CST (June 12, 2024)

Naming accounts on online banking has been enabled.

Credit Card information is now available in online and mobile banking.

12:15 p.m. CST (June 12, 2024)

The secondary call center we use to help when call volumes are as high is back up and taking calls. However, We are still experiencing a high call volume, which is causing some calls to drop. We apologize for the inconvenience. To help minimize your wait time, you can use Joy to make a transfer, retrieve your balance, product questions, open an account, register for Online Banking, find a brand or ATM, hours of operation, and more! Learn more on how to use Joy at https://westreet.org/member-resource/how-to-use-joy/

10:30 a.m. CST (June 12, 2024)

The secondary call center we use to help when call volumes are as high is currently having technical difficulties. Rest assured; our Member CARE Center is still working to service calls. However, this could result in longer wait times. Thank you for your patience.

9 a.m. CST (June 12, 2024)

If you see pending transactions that are duplicates of an already processed transaction, we are aware of this matter and are working to resolve it as soon as possible.

1 p.m. CST (June 11, 2024)

Member-to-member transfers have been transitioned to Pay A Person. Pay A Person is a convenient digital service that allows online and mobile banking users to transfer money to their contacts in real time. It only requires the recipient’s email or phone number ensuring account numbers remain secure. Learn more about Pay A Person and how to use it.

12 p.m. CST (June 11, 2024)

Are you having issues logging in to online or mobile banking? Before you call, try this…

    1. Click on “Forgot Login” or “I CAN’T ACCESS MY ACCOUNT”
    2. Click on “Forgot Username”
    3. Enter the email address associated with your account and email you your username.
    4. Click on “Forgot Login” or “I CAN’T ACCESS MY ACCOUNT”
    5. Enter your phone number and username.
    6. An email will be sent with a new password.
    7. If you do not receive an email, (mobile) “Click on “Sign Up” at the bottom of your mobile screen or (online) “Register here” on the right of the login box.
    8. If you get a message that you are already registered, please call the Member CARE Center at (918) 610-0200.

11 a.m. CST (June 11, 2024)

If you can see additional accounts in your online and mobile banking, this is because you are likely a joint on the account. Good news! There is a way to hide this information.

    1. On Online Banking Web only (not mobile), go to My Settings,
    2. Scroll to the bottom and select Rename & Hide accounts.
    3. Uncheck the box next to the account you want to hide.

10 a.m. CST (June 11, 2024)

We are experiencing a high call volume, which is causing some calls to drop. We apologize for the inconvenience. To help minimize your wait time, you can use Joy to make a transfer, retrieve your balance, product questions, open an account, register for Online Banking, find a brand or ATM, hours of operation, and more! Learn more on how to use Joy at https://westreet.org/member-resource/how-to-use-joy/

9 a.m. CST (June 11, 2024)

The majority of the transactions (deposit and withdrawal) that occurred Friday, June 7 – Sunday, June 9 have been processed and should be reflected in your transaction history.

3:30 p.m. CST (June 10, 2024)

We are currently working through all transactions (deposit and withdrawal) that occurred Friday, June 7 – Sunday, June 9. Some member account balances may not reflect all deposits, transfers, or transactions at this time. This will continue to be updated throughout the day to reflect those transactions.

1:00 p.m. CST (June 10, 2024)

Member CARE Center is available

Joy is back online

Branches are open

ATMs and ITMs are back online

Bill Pay has been enabled

10:25 a.m. CST (June 10, 2024)

Online and Mobile Banking have been enabled

Crypto Portal enabled

Remote Deposit Capture (Mobile Check Deposit) enabled

Express Pay enabled

Money Management enabled

Pay A Person enabled

Online Transfers enabled

Alerts enabled

External Transfers enabled

6:00 p.m. CST (June 7, 2024)

Branches and the Member Care Center are closed until Monday, June 10, at 1 p.m.

Online and Mobile Banking has been disabled

Joy has been disabled

ITMs have been disabled

WeStreet-owned ATMs have been disabled

Shared Branching Connection has been disabled

Bill Pay has been disabled

Online Card Management has been disabled

Quicken, Quickbooks, Direct Connect, and Turbo Tax connection has been disabled

12:00 p.m. CST (June 7, 2024)

Crypto Portal has been disabled

10:00 a.m. CST (June 7, 2024)

Remote Deposit Capture (Mobile Check Deposit) disabled

10:00 a.m. CST (June 6, 2024)

Express Pay disabled

Fast Cash disabled

Money Management disabled

Pay A Person disabled

Online Application for Account Opening disabled

Online Transfers disabled

Alerts disabled

External Transfers disabled

core banking system

This is the centralized technology hub that supports the fundamental and day-to-day business operations of the credit union. This upgrade is part of our ongoing effort to enhance the security, functionality, and operational capabilities and efficiency.

Online and Mobile Banking FAQs

Login

If you have locked yourself out over the conversion weekend, you might be able to self-unlock your account. You can also call the Member CARE Center or come in to a branch and a member specialist can unlock your account.

Existing Members will use their same username and password to login.

 

Transfers

There should be no changes to how you create a transfer in Online/Mobile Banking. You may need to re-setup recurring or scheduled transfers to accommodate your updated account number.

Member-to-Member transfers are no longer available. Instead, use the Pay A Person feature to pay other members. Learn more here.

Bill Pay

Bill Payments have not been impacted by the core conversion. Members do not need to re-set up any billers or payments. Payments scheduled during the conversion should be processed on Monday, June 10.

Money Management

WeStreet account numbers will be updated in the Money Management tool. No other changes should are expected.

Mobile Deposit

There should be no changes to mobile deposit.

Crypto Portal

There should be no changes to the Crypto Portal.

Fast Cash

There should be no changes to Fast Cash.

Any scheduled loan payments will be processed on Monday, June 10.

Quickbooks (Retail and Business)

Members should be able to reconnect their Quickbooks connection on Monday, June 10. No changes have been made to Quickbook connect.

Statements

You should have access to previous Statements through online banking. All Statements and eNotices should remain the same and can be accessed the same way through online banking.

Card Management

This feature is planned to launch at a later date. For now, please call, send a secure message, or visit a branch to have your card temporarily locked or unlocked, or to order a replacement card. Learn more here. 

Alerts

Alerts should be enabled on Monday, June 10 after 1 p.m. CST.

SavvyMoney

No changes have been made to SavvyMoney.

benefits

The new core banking platform offers numerous benefits, including enhanced processing features, improved data analytics capabilities, seamless integration with third-party applications, and robust scalability to accommodate our future growth. 

This conversion will also bring several improvements to your banking experience, like enhanced security, faster processing times, expanded services and features, consolidated statements, and overdraft fee reversal if a deposit is credited before noon.

Core Banking System Conversion

What is a Core Banking System?

The core banking system is the centralized technology hub that supports the fundamental and day-to-day business operations of the credit union. This upgrade is part of our ongoing effort to enhance the security, functionality, and operational capabilities and efficiency.

Why Are We Changing The Core Banking System?

Although our current core banking system has been instrumental in supporting our day-to-day operations, it has its limitations. The new core banking platform offers numerous benefits, including enhanced processing features, improved data analytics capabilities, seamless integration with third-party applications, and robust scalability to accommodate our future growth.  

 

 

What are the benefits of converting to a new system?

The new core banking platform offers numerous benefits, including enhanced processing features, improved data analytics capabilities, seamless integration with third-party applications, and robust scalability to accommodate our future growth. 

This conversion will bring several improvements to your banking experience, including:

– Enhanced Security: Upgraded protection for your financial information and transactions.

– Faster Transactions: Reduced processing times

– Expanded Services: New features and product capabilities to better serve your financial needs.

– Online and Mobile Banking: Joint account holders have individual access to online and mobile banking.

– Deposits: Deposits will be processed continuously during business hours, rather than at the end of the day.

– Overdraft protection: If deposits are credited to an account before noon on the same day an overdraft or non-sufficient funds fee is incurred, you may be eligible for a fee reversal.

– Statements: Multiple accounts will have the option to be viewed on a single statement.

When is the Core Conversion Happening?

We have been building the new Core Banking System for more than a year now. The official transition to the new Core Banking System will begin on Friday, June 7, 2024, and will conclude on Monday, June 10, 2024.

Is the conversion process safe?

 The security of your personal and account information is our top priority. We have stringent protocols in place to safeguard your data during the conversion process. To ensure the conversion’s success, our team has implemented comprehensive measures for a seamless transition, including thorough testing, staff training, and contingency plans to address any unforeseen issues that may arise during the conversion period. 

Escrow Analysis Changes

The current timeline for Escrow Analysis is annually process in December. After the conversion on June 10, it will be processed annually on the anniversary date.

Special "4" Savings & Christmas Club Changes

Both Special “4” Savings & Christmas Club Savings accounts will be transitioned to Secondary Savings accounts. The annual automatic transfer for existing Christmas Club account will not be carried over.

Is my account changing?

At this time, the only accounts changing are the Special “4” accounts and Christmas Club accounts. Members with a Special “4” account or Christmas Club account will be transitioning to a Secondary Savings Account.

What can I do to make sure my accounts are safe?

Yes. Safeguarding your account and personal information is a top priority for WeStreet. Although your data will be safe and secure throughout the entire conversion process, it is always a good practice to follow these tips to keep your information safe. 

· Never share your passwords or PIN with anyone.

· Protect yourself from Phishing emails.  Don’t click on links or provide your information without verifying the message is legitimate.  

· In your email, hover over or double-click the display name under “From” to see the full sender address. Emails sent by WeStreet should contain “@WeStreet.org or e.WeStreet.org.”   Also, inspect the message and sender address looking for misspellings or added or substituted characters.

· Be alert, never send money to someone you don’t know especially using 3rd party services or gift cards.  Be aware of a false sense of urgency to convince you to act now.

· Regularly monitor your account and keep an eye out for unauthorized transactions.  Report unauthorized transactions to WeStreet right away.

· Enable multi-factor authentication for enhanced security whenever it is available and never share your authentication code with anyone.

 

Why is this conversion necessary?

The conversion is a strategic move to update our core banking system with advanced technology. This ensures we can continue to provide secure, reliable, and innovative banking services. The new system will also allow us to serve our members with more robust products and services.

How will this affect my accounts and services?

During the conversion period, access to the affected services will be temporarily unavailable. However, your accounts and services will remain secure, and any scheduled transactions or payments will be processed as usual once the system is back online.

What do I do if something is wrong with my debit or credit card?

Card Assistance
Report fraud, unusual activity, or a lost/stolen card.
Debit Card Call – (888) 263.3370
Credit Card Call – (800) 449.7728

Will my personal and account information remain secure during the conversion?

Absolutely. The security of your personal and account information is our top priority. The conversion has been meticulously planned in collaboration with industry-leading experts, incorporating state-of-the-art security measures to protect your financial information and ensure continuity of service.

Our team is fully committed to making this transition as smooth and secure as possible. To safeguard your data, we have implemented a comprehensive array of security measures like end-to-end encryption to protect data in transit and at rest, multi-factor authentication (MFA) for all users accessing the system, real-time monitoring, anomaly detection systems to identify suspicious activities promptly, and security audits and penetration testing.

All these measures are part of a layered security strategy designed to protect our data from various cyber threats, ensuring a secure and smooth transition to the new core banking system.

Who can I contact for assistance or if I have further questions?

Please feel free to reach out to our dedicated member support team at 918.610.0200 or visit a branch near you.

Will I be able to use my debit or credit card?

Yes. WeStreet debit and credit cards, including their PINs, will continue to function throughout the transition period. Although unlikely, large purchases may be declined while the system is down. If you have a big purchase planned during the transition period that you plan to pay with your debit card, it is recommended that you find a solution like cash, credit card, check, or a cashier’s check before the transition period.

Why is the system downtime?

Due to the complex nature of the transition, the conversion and onboarding process requires our system to go offline. This ensures a secure transfer of data to the new Core Banking Solution.

Will Online and Mobile Banking Passwords change?

No. If you have previously enrolled in online banking, you should be able to access your accounts online using the same credentials as before the transition. However, you may be asked to revalidate your login through our 2-step verification process the first time after the transition is complete.

Will my member number change?

No. All existing members will have the same member.

Will I be able to access my money and/or account during the system downtime?

Yes. You can access your funds at any of TransFund surcharge-free ATMs or by using your debit or credit card for purchase.

Will My Direct Deposit/ACH/Payroll be affected?

Yes. Deposits will be processed without interruption. However, if they are not processed by 5:00 p.m. on Friday, June 7, 2024, some deposits may not be reflected on your account until Monday, June 10, 2024.

Wait times for the Member CARE Call Center may be longer than usual as we may experience higher call volume than normal.

Next Steps...

Login

Login to Online and Mobile Banking.

Confirm

Ensure your contact information is up-to-date and that you are receiving WeStreet emails for the latest updates.

Reschedule

Check and reschedule any recurring or scheduled transfers, bill pay, Pay A Person payments, or ACH payments.

THANK YOU!

Your cooperation throughout the core banking conversion process has been instrumental in achieving a successful conversion. We are sincerely grateful for your patience and trust in us during this significant transition.

Account Processing

Thursday, June 6Friday, June 7Saturday, June 8Sunday, June 9Monday, June 10 Tuesday, June 11
ATM DepositsNormal ProcessingProcessed On MondayUnavailableUnavailableNormal ProcessingNormal Processing
Direct DepositsNormal ProcessingReceived Before Noon - Normal Processing

After Noon - Processed on Monday
Processed On MondayProcessed On MondayNormal Processing Normal Processing
Incoming ACH (Credits or Debits) initiated outside WeStreetNormal ProcessingReceived Before Noon - Normal Processing

After Noon - Processed on Monday
Processed On MondayProcessed On MondayNormal Processing Normal Processing
Internal Scheduled Loan Payments Not Initiated Through Online or Mobile Banking (Account to Loan)Normal ProcessingNormal ProcessingProcessed On MondayProcessed On MondayNormal ProcessingNormal Processing
Transfer - External Transfer (Previously Setup By WeStreet to or from Another Financial Institution)Normal ProcessingNormal ProcessingProcessed On MondayProcessed On MondayNormal Processing Normal Processing
Transfer - Internal Transfer Not Initiated Through Online Banking(Account to Account)Normal ProcessingNormal ProcessingProcessed On MondayProcessed On MondayNormal ProcessingNormal Processing

Stay Tuned

We are committed to keeping you informed throughout the core banking conversion process. This webpage will be periodically updated as new information becomes available. We appreciate your patience.