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In as little as 10 minutes, you can have all your accounts at your fingertips.
- REGISTER HERE
- Create a Username & Password
- Add the same Personal & Contact Information you used to set up your account
- Agree to the Disclosure
Note: Already registered through the mobile banking app? You’re all set for online banking. No need to register.
Own It – You do you. We’ve Got the rest.
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Competitive Rates -
Unique Mortgage Options -
Personalized Service
Select Your Mortgage Loan Officer
Don't know which Mortgage Loan Officer to choose?
That’s ok, we can help you find the best fit.
Mortgage Rates To Fit Any Budget
Mortgage Options
First Home Mortgage
- No Down Payment
- No PMI
- Applies To Anyone That Hasn’t Owned Property in 3 Years
Fixed-Rate Mortgage
- Fixed Interest Rate
- 15 & 30 Year Terms Available
- 5% Down Payment
- Refinance Options Available
Adjustable Rate Mortgage
- 1% Periodic Interest Rate Cap
- Set Lifetime Cap:
- 15 Year Term: 4%
- 30 Year Term: 6%
Short-Term Pay Off or Refinance
- Super-Low Closing Cost
- No Escrow Account
- Pay Off Or Refinance Your Home In 10, 7, Or 5 Years
FHA Mortgage
- 3.5% Down Payment
- Higher Debt-to-Income Eligible
- Low Closing Costs
USDA Loan
- 100% Financing
- No Down Payment
- Subject to USDA Eligibility*
VA Loans
- No PMI
- 100% Financing
- No Max Amount
Land Loan
- 5 to 15-Year Fixed Rate Terms
- Unlimited Residential and Agricultural Acreage
- 10-20% Down Payment
Construction Loan
- Interest Only During Construction Period
- Up To 90% of Building Cost
- 12-Month Term
A First Home Mortgage offers no down payment, no PMI, and multiple term options.
How Do I Get Started?
Buying a home is a process, but we are with you every step of the way.
1
Start Your Application Online
2
Get Pre-Approved
3
Make An Offer
4
Complete Your Loan Application
10
The average homeowner will visit 10 homes before they find “the one.”
Source: Realtor.com
Home Loans With You In Mind
Get A Competitive Edge
In today’s market, you’ll want to move quickly to make an offer on the right home. It’s a good idea to get pre-approved before you start house hunting.
With pre-approval, you’ll have a better idea of your target price range and you’ll show sellers you are a serious buyer.
View Pre-Approval Checklist
Ease The Application Process
After you’ve been pre-approved for a mortgage loan, having the information and documentation you need will help ease the process of completing your application and prepare you for closing.
Your loan officer will also explain the fine print of your loan so you can feel confident before you sign on the dotted line.
View Underwriting ChecklistUnlock Your Home’s Equity To Pay For A Major Expense, Vacation or Education
So, what do you want to do next?
General Mortgage Terms and Conditions
All programs, rates, terms, and conditions are subject to change at any time, without notice. Some restrictions apply. WeStreet Federal Credit Union eligibility and membership is required prior to closing. Rates may be based on creditworthiness, loan to value of the collateral, and loan term. Primary residence and second-home mortgages are available for first-position mortgages. Must be owner-occupied residential property located in the State of Oklahoma. Mortgages are not available on rental property manufactured homes or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if it’s available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility.
Adjustable-Rate Mortgage
On Adjustable-rate mortgages with terms of 15 years or less, the first adjustment and all subsequent adjustments are capped at 1% per adjustment. The maximum increase over the life of the loan is 4%. On Adjustable-rate mortgages with terms of 15 years or greater, the first adjustment and all subsequent adjustments are capped at 1% per adjustment. The maximum increase over the life of the loan is 6%.
First Home Mortgage
The maximum loan amount for the First Home Mortgage program is $300,000. First Home Mortgage buyers must not have owned real property in the last three years. If you have any questions or require current rate information, please call the Credit Union at (918) 610-0200 or toll-free at (800) 256-5626. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice.
*USDA
Your income cannot exceed the limit determined by USDA. The property must be in an area designated as “rural” by the USDA.
Land Loan
Land must be vacant and undeveloped (no dwellings/houses on the property). Not available for properties with commercial or industrial zoning. Refinancing options are not available on Unimproved Land Loans. Appraisal, origination fee, title insurance, and other costs associated with loan origination and closing apply. We will take a security interest in your property. You could lose your property if you do not meet the obligations in your agreement with us.
View list of NMLS Mortgage Loan Originators
