Close Menu In as little as 10 minutes, you can have all your accounts at your fingertips.
Es Donde Perteneces
Descubre la Iniciativa Hispana de WeStreet: un espacio creado especialmente para ti. Nuestra página en español ofrece educación financiera y detalles sobre nuestros productos y servicios.
Discover WeStreet in Spanish: a space created especially for you. Our website in Spanish offers financial education and details about our products and services.
westreet español
Competitive Rates 
Unique Mortgage Options 
Personalized Service 
That’s ok, we can help you find the best fit.
Source: Realtor.com
In today’s market, you’ll want to move quickly to make an offer on the right home. It’s a good idea to get pre-approved before you start house hunting.
With pre-approval, you’ll have a better idea of your target price range and you’ll show sellers you are a serious buyer.
View Pre-Approval Checklist
After you’ve been pre-approved for a mortgage loan, having the information and documentation you need will help ease the process of completing your application and prepare you for closing.
Your loan officer will also explain the fine print of your loan so you can feel confident before you sign on the dotted line.
View Underwriting ChecklistGeneral Mortgage Terms and Conditions
All programs, rates, terms, and conditions are subject to change at any time, without notice. Some restrictions apply. WeStreet Federal Credit Union eligibility and membership is required prior to closing. Rates may be based on creditworthiness, loan to value of the collateral, and loan term. Primary residence and second-home mortgages are available for first-position mortgages. Must be owner-occupied residential property located in the State of Oklahoma. Mortgages are not available on rental property manufactured homes or modular homes. Property insurance is required. If the property is in a Special Flood Hazard Area, flood insurance is required if it’s available. We will take a security interest in your home. You could lose your home if you do not meet the obligations in your agreement with us. Consult your tax advisor for tax deductibility.
Adjustable-Rate Mortgage
On Adjustable-rate mortgages with terms of 15 years or less, the first adjustment and all subsequent adjustments are capped at 1% per adjustment. The maximum increase over the life of the loan is 4%. On Adjustable-rate mortgages with terms of 15 years or greater, the first adjustment and all subsequent adjustments are capped at 1% per adjustment. The maximum increase over the life of the loan is 6%.
First Home Mortgage
The maximum loan amount for the First Home Mortgage program is $300,000. First Home Mortgage buyers must not have owned real property in the last three years. If you have any questions or require current rate information, please call the Credit Union at (918) 610-0200 or toll-free at (800) 256-5626. All loan programs, rates, terms, and conditions are subject to credit approval and underwriting requirements and may change at any time without notice.
*USDA
Your income cannot exceed the limit determined by USDA. The property must be in an area designated as “rural” by the USDA.
Land Loan
Land must be vacant and undeveloped (no dwellings/houses on the property). Not available for properties with commercial or industrial zoning. Refinancing options are not available on Unimproved Land Loans. Appraisal, origination fee, title insurance, and other costs associated with loan origination and closing apply. We will take a security interest in your property. You could lose your property if you do not meet the obligations in your agreement with us.
View list of NMLS Mortgage Loan Originators
